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121Financial Obligation Ratio - FOR — An estimate of the ratio of debt payments to disposable income. The types of debt included in the financial obligation ratio include mortgage payments, credit cards, property tax and lease payments. For a homeowner, the FOR may also include… …
122British Association for the Advancement of Science — The British Association or the British Association for the Advancement of Science or the BA is a learned society with the object of promoting science, directing general attention to scientific matters, and facilitating interaction between… …
123Allowance For Bad Debt — A valuation account used to estimate the portion of a bank’s loan portfolio that will ultimately be uncollectible. When a loan goes bad, the asset is removed from the books and the allowance for bad debt is charged for the book value of the …
124Institutional Brokers' Estimate System - IBES — A system that gathers and compiles the different estimates made by stock analysts on the future earnings for the majority of U.S. publicly traded companies. The IBES is a central location whereby investors are able to research the different… …
125Institutional Brokers' Estimate System — ( IBES) Service that assembles analysts estimates of future earnings for thousands of publicly traded companies, detailing how many estimates are available for each company and the high, low, and average estimates for each. Bloomberg Financial… …
126Ratio estimate — The ratio of two population aggregates (totals). For example, average miles traveled per vehicle is the ratio of total miles driven by all vehicles, over the total number of vehicles, within any subgroup. There are two types of ratio estimates… …
127take for — Synonyms and related words: account as, assume, be afraid, believe, conceive, conclude, consider, daresay, deduce, deem, divine, dream, esteem, estimate, expect, fancy, feel, gather, grant, guess, have a hunch, have an idea, have an impression,… …
128good faith estimate — A document that lenders are required by regulation to provide all applicants for covered real estate loans. This document discloses the anticipated expenses that the applicant( s) will have to pay if the covered transaction is approved and closed …
