rate of insurance
101Child Life Insurance — is a form of permanent life insurance that insures the life of a minor. It is usually purchased to protect a family against the sudden and unexpected costs of a child’s funeral or burial[1] and to secure inexpensive and guaranteed insurance for… …
102Death spiral (insurance) — Death spiral is a term used to describe an insurance plan whose costs are rapidly increasing as a result of changes in the covered population. It is the result of adverse selection in insurance policies where lower risk policy holders choose to… …
103Kansas Insurance Commissioner — The Kansas Insurance Commissioner (KIC), in full the Kansas State Insurance Commissioner, has the primary responsibility to the people whose personal lives are protected by insurance in the state of Kansas. It is an elected position and is… …
104Adjustable-rate mortgage — A variable rate mortgage, adjustable rate mortgage (ARM), or tracker mortgage is a mortgage loan with the interest rate on the note periodically adjusted based on an index which reflects the cost to the lender of borrowing on the credit… …
105Family Income Benefit Insurance — pays a monthly income if the policyholder dies whilst the policy is in force. The monthly income will continue at the level specified in the policy until the policy s termination date. These payments can either be index linked to rise to in line… …
106National Council on Compensation Insurance — The National Council on Compensation Insurance (NCCI) is a U.S. insurance rating and data collection bureau specializing in workers compensation. Operating with a not for profit philosophy and owned by its member insurers, NCCI annually collects… …
107Universal Life Insurance — A type of flexible permanent life insurance offering the low cost protection of term life insurance as well as a savings element (like whole life insurance) which is invested to provide a cash value buildup. The death benefit, savings element and …
108Wholesale Life Insurance — A type of employer sponsored protection against the loss of income in the event the insured becomes deceased. Wholesale life insurance is a variation on group life insurance that is offered by employers. It differs from group life insurance in… …
109Fixed rate mortgage — A fixed rate mortgage (FRM) is a mortgage loan where the interest rate on the note remains the same through the term of the loan, as opposed to loans where the interest rate may adjust or float. Other forms of mortgage loan include interest only… …
110Failure rate — is the frequency with which an engineered system or component fails, expressed for example in failures per hour. It is often denoted by the Greek letter λ (lambda) and is important in reliability engineering. The failure rate of a system usually… …
