predatory lending
111Consumer leverage ratio — is a term popularized by William Jarvis and Dr. Ian C MacMillan in a series of articles in the Harvard Business Review and refers to the ratio of total household debt, as reported by the Federal Reserve System to disposable personal income, as… …
112Debt crisis — The debt crisis is the general term for the proliferation of massive state debts relative to tax revenues, especially in reference to Latin American during the 1980s, and the United States and the European Union since the mid 2000s.[1][2][3][4]… …
113Debt evasion — is the intentional act of trying to avoid attempts by creditors to collect or pursue one s debt. At an elementary level, this includes the refusal to answer one s phone by screening one s calls or by ignoring mailed notices informing the debtor… …
114Default notice — All credit applications (e.g., personal loans, credit cards or store cards) opened in the United Kingdom are regulated by the Consumer Credit Act 2006. This piece of legislation requires that creditors must issue a default notice to any customer… …
115Ability To Repay — An individual s financial capacity to make good on a debt. Specifically, the phrase ability to repay was used in the 2010 Dodd Frank Wall Street Reform and Consumer Protection Act in Title XIV, the Mortgage Reform and Anti Predatory Lending Act,… …
116Payday Loan — A type of short term borrowing where an individual borrows a small amount at a very high rate of interest. The borrower typically writes a post dated personal check in the amount they wish to borrow plus a fee in exchange for cash. The lender… …
117John Edwards — This article is about the American attorney and politician. For other people, see John Edwards (disambiguation). John Edwards …
118List of finance topics — Topics in finance include:Fundamental financial concepts* Finance an overview ** Arbitrage ** Capital (economics) ** Capital asset pricing model ** Cash flow ** Cash flow matching ** Debt *** Default *** Consumer debt *** Debt consolidation ***… …
119Barbara Mikulski — Infobox Senator | name=Barbara Mikulski jr/sr=Senior Senator state=Maryland party=Democratic term start=January 6, 1987 alongside=Ben Cardin preceded=Charles Mathias, Jr. succeeded=Incumbent (2011) state2=Maryland district2=3rd term… …
120Patrick T. McHenry — articleissues wikify = June 2008 refimprove = June 2008Infobox Congressman name = Patrick McHenry date of birth = birth date and age|1975|10|22 place of birth = Gastonia, North Carolina state = North Carolina district = 10th term start = January… …
