predatory lender
1Predatory lending — describes unfair, deceptive, or fraudulent practices of some lenders during the loan origination process. While there are no legal definitions in the United States for predatory lending, an audit report on predatory lending from the office of… …
2predatory lending — Any type of unscrupulous lending practice where a lender takes advantage of a borrower. It usually involves borrowers taking on high cost loans they cannot afford to pay over time because the loans were based on the borrowers assets and not on… …
3Predatory Lending — Unscrupulous actions carried out by a lender to entice, induce and/or assist a borrower in taking a mortgage that carries high fees, a high interest rate, strips the borrower of equity, or places the borrower in a lower credit rated loan to the… …
4Commercial lender (U.S.) — In the United States a commercial lender offers loans backed by hard collateral. In most cases this is real estate, but it can also include factoring, non conforming assets, or other sources of collateral. Contents 1 Commercial lending practices… …
5Ameriquest Mortgage — Ameriquest was one of the United States s leading wholesale lenders. Ameriquest was founded in 1979, in Orange County, California, as a bank, Long Beach Savings Loan. The bank moved to Orange County in 1991 and was converted to a pure mortgage… …
6Roland Arnall — Infobox Ambassador honorific prefix = name = Roland E. Arnall imagesize = ambassador from = United States country = the Netherlands term start = March 8 2006 term end = March 7 2008 predecessor = Clifford Sobel successor = James Culbertson… …
7Loan shark — A loan shark is a person or body that offers illegal unsecured loans at high interest rates to individuals, often backed by blackmail or threats of violence. They provide credit to those who are unwilling or unable to obtain it from more… …
8Mortgage broker — A mortgage broker acts as an intermediary who brokers mortgage loans on behalf of individuals or businesses. Traditionally, banks and other lending institutions have sold their own products. However as markets for mortgages have become more… …
9Payday loan — A shop window in Falls Church, Virginia advertises payday loans. A payday loan (also called a paycheck advance) is a small, short term loan that is intended to cover a borrower s expenses until his or her next payday. The loans are also sometimes …
10Subprime mortgage crisis — Part of a series on: Late 2000s financial crisis Major dimensions …
