pre-approved mortgage
1Pre-Approval — An evaluation of a potential borrower by a lender that determines whether the borrower qualifies for a loan from the lender, or the maximum amount that the lender would be willing to lend. The pre approval process involves a thorough look into… …
2Pre-approval — In lending, pre approval has two meanings:1. The first is that a lender, via public or proprietary information, feels that a potential borrower is completely credit worthy enough for a certain credit product, and approaches the potential customer …
3Mortgage broker — A mortgage broker acts as an intermediary who brokers mortgage loans on behalf of individuals or businesses. Traditionally, banks and other lending institutions have sold their own products. However as markets for mortgages have become more… …
4Government National Mortgage Association — The Government National Mortgage Association (GNMA, also known as Ginnie Mae) is a U.S. government owned corporation within the Department of Housing and Urban Development (HUD).Ginnie Mae provides guarantees on mortgage backed securities (MBS)… …
5Subprime mortgage crisis — Part of a series on: Late 2000s financial crisis Major dimensions …
6Home Mortgage Disclosure Act - HMDA — A federal act approved in 1975 that requires mortgage lenders to keep records of certain key pieces of information regarding their lending practices. This information includes the number of pre approvals made, the number of mortgages granted,… …
7Loan origination — is the process by which a borrower applies for a new loan, and a lender processes that application. Origination generally includes all the steps from taking a loan application through disbursal of funds (or declining the application). Loan… …
8Loan modification in the United States — Loan modification, the systematic alteration of contactual mortgage loan agreements, has been practiced in the United States since the 1930s. During the Great Depression loan modification programs took place at the state level in an effort to… …
9Credit CARD Act of 2009 — CARD redirects here. For other uses, see CARD (disambiguation). Credit Card Accountability Responsibility and Disclosure Act of 2009 Full title An Act to amend the Truth in Lending Act to establish fair and transparent practices relating to the… …
10HSBC Mexico — Infobox Company company name = HSBC Mexico, S.A. company company type = Subsidiary of HSBC Holdings plc company slogan = El banco local del mundo foundation = 1941 location = HSBC Tower, Mexico City, Mexico key people = Luis Peña Kegel, CEO num… …
