overdraft checking account
31Non-Sufficient Funds - NSF — An acronym used in the banking industry to signify that there are non sufficient funds in an account in order to honor a check drawn on that account. Colloquially, this is known as a bounced check or bad check . Banks normally charge a fee to the …
32Electronic funds transfer — or EFT refers to the computer based systems used to perform financial transactions electronically.The term is used for a number of different concepts: * Cardholder initiated transactions, where a cardholder makes use of a payment card * Direct… …
33Electronic Funds Transfer Act — The Electronic Funds Transfer (EFT) Act, also known as Regulation E, was implemented in the US in 1978 to establish the rights and liabilities of consumers as well as the responsibilities of all participants in EFT activities… …
34Mortgage loan — Mortgage redirects here. For other uses, see Mortgage (disambiguation). Finance Financial markets …
