margin rate
21Variable-rate mortgage — A variable rate mortgage or floating rate mortgage is a mortgage loan where the interest rate varies to reflect market conditions. The interest rate will normally vary with changes to the base rate of the central bank and reflects changing costs… …
22ARM Margin — A fixed percentage rate that is added to an index value to determine the fully indexed interest rate of an adjustable rate mortgage (ARM). The margin is constant throughout the life of the mortgage, while the index value is variable. For example …
23Fully Indexed Interest Rate — The interest rate on an adjustable rate loan that is calculated by adding the margin to an index level. The interest rate on an adjustable (sometimes known as variable) rate loan is tied to a benchmark interest rate, known as an index. Popular… …
24Indexed Rate — An interest rate charged on loans to borrowers that is calculated by taking the sum of a benchmark index interest rate and a specified margin. The indexed rate is used to calculate the interest rate on an adjustable rate mortgage (ARM). The… …
25Floating Rate Notes — Als Floater (Floating Rate Note, FRN) bezeichnet man eine Anleihe mit variabler Verzinsung, die an einen Referenzzinssatz wie zum Beispiel alle 3/6 Monate an den Libor oder Euribor gekoppelt wird. In manchen Fällen wird zusätzlich ein… …
26Floating Rate notes — Als Floater (Floating Rate Note, FRN) bezeichnet man eine Anleihe mit variabler Verzinsung, die an einen Referenzzinssatz wie zum Beispiel alle 3/6 Monate an den Libor oder Euribor gekoppelt wird. In manchen Fällen wird zusätzlich ein… …
27Discount Margin - DM — The return earned in addition to the index underlying the floating rate security. The size of the discount margin depends on the price of the floating rate security. There are three basic situations: 1. If the price of a floater is equal to par,… …
28effective margin — The effective margin is the average spread over the underlying index that the investor expects to earn over the life of a floating rate security. For a floating rate security selling at its par line, the effective margin is identical to the… …
295-6 Hybrid Adjustable-Rate Mortgage - 5-6 Hybrid ARM — An adjustable rate mortgage with an initial five year fixed interest rate after which the interest rate begins to adjust every six months according to an index plus a margin (or, the fully indexed interest rate). The index is variable while the… …
30Tendency of the rate of profit to fall — The tendency of the rate of profit to fall (TRPF) is a hypothesis in economics and political economy, most famously expounded by Karl Marx in chapter 13 of Das Kapital Vol. 3. It was generally accepted in the 19th century. Economists as diverse… …
