interest expense
31net interest margin — The amount of interest income minus interest expense, usually expressed as a percentage. The net interest margin percentage is calculated by dividing interest income less interest expense by average earning assets. If interest income includes tax …
32Earnings before interest, taxes, depreciation and amortization — (EBITDA) is a non GAAP metric that can be used to evaluate a company s profitability.::EBITDA = Operating Revenue – Operating Expenses + Other RevenueIts name comes from the fact that Operating Expenses do not include interest, taxes, or… …
33net noninterest expense — Total noninterest expense minus total noninterest income. A measure used by financial institutions to monitor the extent to which fees and other sources of noninterest income offset noninterest expenses. For a financial institution, expenses… …
34Earnings before interest and taxes — Accountancy Key concepts Accountant · Accounting period · Bookkeeping · Cash and accrual basis · Cash flow management · Chart of accounts  …
35noninterest expense — For a financial institution, operating expense from sources other than interest expense. The main components of noninterest expense are usually personnel, occupancy, equipment, and professional services. American Banker Glossary …
36Net Interest Margin — A performance metric that examines how successful a firm s investment decisions are compared to its debt situations. A negative value denotes that the firm did not make an optimal decision, because interest expenses were greater than the amount… …
37Net Interest Cost (NIC) — A mathematical formula that an issuer of bonds uses to compute the overall interest expense that is associated with their bonds, which they will have to pay. The formula for net interest cost (NIC) is based on the average coupon rate weighted to… …
38effective interest method — A method for accounting for bond premiums or discounts. The interest expense is calculated by multiplying the carrying amount of the bond at the beginning of an accounting period by the effective interest rate. This is the real rate of interest… …
39Home mortgage interest deduction — Taxation An aspect of fiscal policy …
40Enlightened self-interest — is a philosophy in ethics which states that persons who act to further the interests of others (or the interests of the group or groups to which they belong), ultimately serve their own self interest. [ [http://www.adti.net/toc book/ch2 08.htm… …
