insurance policy premium

  • 81Stranger Originated Life Insurance — (STOLI) is a life insurance arrangement, in which speculators, who have no relationship to a person, initiate a insurance policy against their life and fund the premium payments for investment purposes. [cite web… …

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  • 82Health insurance — is insurance against the risk of incurring medical expenses among individuals. By estimating the overall risk of health care expenses among a targeted group, an insurer can develop a routine finance structure, such as a monthly premium or payroll …

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  • 83Finite Risk insurance — is the term applied within the insurance industry to describe an Alternative Risk Transfer product that is typically a multi year insurance contract where the insurer bears limited underwriting, credit, investment and timing risk. The assessment… …

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  • 84Mortgage insurance — For information on insurance guaranteeing payment of the mortgage in the event of death or disability, see mortgage life insurance. Mortgage insurance (also known as mortgage guaranty) is an insurance policy which compensates lenders or investors …

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  • 85Perpetual Insurance — is a type of homeowners insurance policy written to have no term, or date, when the policy expires. From the effective start date, the coverage exists for perpetuity. The insured deposits money, called a deposit premium, with the insurer for… …

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  • 86Adjusted Premium — An adjusted premium is the premium of a life insurance policy that is adjusted by amortizing the costs associated with acquiring the insurance policy. The adjusted premium is equal to the net level premium plus an adjustment, to reflect the cost… …

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  • 87Aviation insurance — HistoryAviation Insurance was first introduced in the early years of the 20th Century. The first aviation insurance policy was written by Lloyd s of London in 1911. The company stopped writing aviation policies in 1912 after bad weather and the… …

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  • 88Expatriate insurance — policies are designed to cover financial and other losses incurred while living and working in a country other than one s own.Insurance should be arranged prior to relocating to a new country or destination. Policies will generally cover the… …

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  • 89Long term care insurance — (LTC or LTCI), an insurance product sold in the United States and United Kingdom, helps provide for the cost of long term care beyond a predetermined period. Long term care insurance covers care generally not covered by health insurance, Medicare …

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  • 90Massachusetts Mutual Life Insurance Company — MassMutual Type Mutual company Industry Financial Services Founded Springfield, Massachusetts, USA (1851) Headquarters …

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