housing ratio
1Housing Expense Ratio — A ratio comparing housing expenses to before tax income that is used by lenders to qualify borrowers for a mortgage. The housing expense measure includes mortgage principal, interest payments, property taxes, hazard insurance, mortgage insurance… …
2Housing in Japan — A public housing building provided by the government of Tokyo …
3Housing and Development Board — The Housing and Development Board (Abbreviation: HDB; Simplified Chinese: 建屋发展局; Malay: Lembaga Pembangunan dan Perumahan ; Tamil: வீடமைப்பு வளர்ச்சிக் கழகம் ) is the statutory board of the Ministry of National Development responsible for public… …
4Qualification Ratio — Ratio of debt to income and housing expense to income that is used by mortgage lenders to determine a borrower s credit worthiness for certain loan amounts. Generally, a borrower s debt to income ratio, which includes housing expenses plus long… …
5Debt-to-income ratio — A debt to income ratio (often abbreviated DTI) is the percentage of a consumer s monthly gross income that goes toward paying debts. (Speaking precisely, DTIs often cover more than just debts; they can include certain taxes, fees, and insurance… …
6Front-End Ratio — A ratio that indicates what portion of an individual s income is used to make mortgage payments. It is calculated as an individual s monthly housing expenses divided by his or her monthly gross income and is expressed as a percentage. Monthly… …
7Total Housing Expense — The sum of a homeowner s monthly mortgage principal and interest payments, hazard insurance premiums, property taxes and homeowner s association fees, plus monthly debt service. Monthly debt service consists of payments on credit cards,… …
8Total Debt Service Ratio - TDS — A debt service measure that financial lenders use as a rule of thumb to give a preliminary assessment of whether a potential borrower is already in too much debt. More specifically, this ratio shows the proportion of gross income that is already… …
9Public housing — A local authority 20 storey tower block in Cwmbrân, South Wales …
10Causes of the United States housing bubble — Mania for home ownershipAmericans love of their homes is widely known and acknowledged;cite news title=Home $weet Home |work=Time date=2005 06 13 url=http://www.time.com/time/magazine/0,9263,7601050613,00.html] however, many believe that… …
