fully amortizing loan
1Fully Amortizing Payment — A periodic loan payment, part of which is principal and part of which is interest, where if the borrower makes payment according to the loan s amortization schedule, the loan will be paid off by the end of its set term. If the loan is a fixed… …
2Loan — For other uses, see Loan (disambiguation). Finance Financial markets …
3Amortized Loan — A loan with scheduled periodic payments of both principal and interest. This is opposed to loans with interest only payment features, balloon payment features and even negatively amortizing payment features. Borrowers who choose amortized loans… …
4Interest-only loan — An interest only loan is a loan in which for a set term the borrower pays only the interest on the principal balance, with the principal balance unchanged. At the end of the interest only term the borrower may enter an interest only mortgage, pay …
5prestito ad ammortamento completo — Eng. fully amortizing loan Finanziamento in cui mediante i pagamenti di rate capitale fino alla scadenza viene rimborsato l intero debito comprensivo degli interessi passivi …
6Negative amortization — In finance, negative amortization, also known as NegAm, deferred interest or graduated payment mortgage, occurs whenever the loan payment for any period is less than the interest charged over that period so that the outstanding balance of the… …
7Adjustable-rate mortgage — A variable rate mortgage, adjustable rate mortgage (ARM), or tracker mortgage is a mortgage loan with the interest rate on the note periodically adjusted based on an index which reflects the cost to the lender of borrowing on the credit… …
8National Mortgage Crisis of the 1930s — The National Mortgage Crisis of the 1930s was a Depression era crisis in the United States characterized by high default rates and soaring loan to value ratios in the residential housing market. Rapid expansion in the residential non farm housing …
9Securitization — is a structured finance process, which involves pooling and repackaging of cash flow producing financial assets into securities that are then sold to investors. The name securitization is derived from the fact that the form of financial… …
10Compound interest — The effect of earning 20% annual interest on an initial $1,000 investment at various compounding frequencies Compound interest arises when interest is added to the principal, so that from that moment on, the interest that has been added also… …
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