depository institution

  • 71Regulation L — One of the regulations set forth by the Federal Reserve. Regulation L disallows certain types of interlocking arrangements with directors for member banks and their respective holding companies. Any official of a state bank or holding company… …

    Investment dictionary

  • 72OFDI — Optical Frequency Domain Imaging (Computing » Networking) **** Outward Foreign Direct Investment (Business » Stock Exchange) * Originating Financial Depository Institution (Business » Stock Exchange) * Overseas Foreign Direct Investment (Business …

    Abbreviations dictionary

  • 73Interest rate risk — The risk that a security s value changes due to a change in interest rates. For example, a bond s price drops as interest rates rise. For a depository institution, also called funding risk, the risk that spread income will suffer because of a… …

    Financial and business terms

  • 74Spread income — Also called margin income, the difference between income and cost. For a depository institution, the difference between the assets it invests in (loans and securities) and the cost of its funds (deposits and other sources). The New York Times… …

    Financial and business terms

  • 75set off — (1) In general, the legal right to reduce the amount owed by one party to another party by the sum that the second party also owes to the first party. (2) The confiscation of a deposits held by a borrower to offset some or all of the amounts owed …

    Financial and business terms

  • 76set-off — (1) In general, the legal right to reduce the amount owed by one party to another party by the sum that the second party also owes to the first party. (2) The confiscation of a deposits held by a borrower to offset some or all of the amounts owed …

    Financial and business terms

  • 77setoff — (1) In general, the legal right to reduce the amount owed by one party to another party by the sum that the second party also owes to the first party. (2) The confiscation of a deposits held by a borrower to offset some or all of the amounts owed …

    Financial and business terms

  • 78spread income — Also called margin income, the difference between income and cost. For a depository institution, the difference between the assets it invests in (loans and securities) and the cost of its funds (deposits and other sources). Bloomberg Financial… …

    Financial and business terms

  • 79stop payment — An order given a depository institution not to pay out cash for a check; often used when the check has been stolen or lost. Bloomberg Financial Dictionary …

    Financial and business terms

  • 80ДЕПОЗИТНЫЙ ИНСТИТУТ - НЕ ЧЛЕН ФЕДЕРАЛЬНОЙ РЕЗЕРВНОЙ СИСТЕМЫ — NONMEMBER DEPOSITORY INSTITUTIONДепозитное учреждение (коммерческий банк, взаимосберегательный банк, ссудосберегательная ассоциация, кредитный союз, агентство или филиал зарубежного банка в США), не являющееся членом ФРС. Если такое учреждение… …

    Энциклопедия банковского дела и финансов