credit score
51Good Credit — A qualification of an individual s credit history that indicates that the borrower is a safe credit risk. A high credit score is an indicator of good credit, while a low credit score indicates bad credit. An individual s credit history is… …
52FICO Score — A type of credit score that makes up a substantial portion of the credit report that lenders use to assess an applicant s credit risk and whether to extend a loan. FICO is an acronym for the Fair Isaac Corporation, the creators of the FICO score …
53Bankruptcy risk score — A bankruptcy risk score is a number that indicates the likelihood of an individual filing for bankruptcy. Although it has been used for over twenty years to assess risk in lending, few consumers know of it. It is related to the better known… …
54Cut-Off Score — The lowest possible credit score one can have and still qualify for a loan. Anyone with a score below the cut off score is usually rejected. Of course, the lender can still approve the loan if it so desires with an override approval. Anyone with… …
55Bad Credit — A qualification of an individual s credit history that indicates that a borrower carries a higher credit risk. A low credit score indicates bad credit, while a high credit score is an indicator of good credit. Creditors who have lent money to an… …
56Fair Credit Reporting Act — The Fair Credit Reporting Act (FCRA) is an American federal law (codified at usc|15|1681 et seq.) that regulates the collection, dissemination, and use of consumer credit information. ( [http://www.ftc.gov/os/statutes/031224fcra.pdf Full Statute] …
57Dagong Global Credit Rating — Co. Industry Financial Services Founded 1994 Headquarters Beijing, China Key people Guan Jianzhong (Chairman) Website …
58Fair and Accurate Credit Transactions Act — The Fair and Accurate Credit Transactions Act of 2003 (FACT Act or FACTA, USPL|108|159) is a United States federal law, passed by the United States Congress on November 22, 2003, [ [http://thomas.loc.gov Library of Congress THOMAS] , searched for …
59List of countries by credit rating — This is a list of countries by credit rating, showing long term foreign currency credit ratings for sovereign bonds as reported by the three major credit rating agencies: Standard Poor s, Fitch and Moody s. The ratings of Dagong, a Chinese rating …
60Available Credit — The unused portion of an open line of credit, such as a credit card or a revolving loan (such as a home equity line of credit). Available credit is the difference between the amount of the credit line or limit, and the amount that has already… …
