credit score
101Hard Inquiry — A type of credit report check that may lower an individual’s credit score. A hard inquiry occurs when an individual applies for any type of credit, such as a mortgage, credit card or auto loan. The reason a hard inquiry may lower an… …
102Soft Inquiry — A credit report check that does not affect an individual s credit score. A soft inquiry, also called a soft pull, occurs when an individual checks his or her own credit report, which she might do to make sure it contains no errors or fraudulent… …
103Seasoned trade line — Aseasoned trade line is a line of credit that the borrowerhas held open in good standing for a long period of time,typically at least 2 years. A controversial practice involvingseasoned trade lines, sometimes called piggybacking, usesa… …
104Loan origination — is the process by which a borrower applies for a new loan, and a lender processes that application. Origination generally includes all the steps from taking a loan application through disbursal of funds (or declining the application). Loan… …
105Debit card — Personal finance Credit and debt Pawnbroker Student loan Employment contract Salary Wage Empl …
106Pre-qualification — Personal FinanceEvaluating a set of standardized borrower and property (or other collateral) risk based pricing factors. Utilized to assess and mitigate risk for loan approval and underlying terms, or to decline the file. Increased risk equals… …
107Subprime mortgage crisis — Part of a series on: Late 2000s financial crisis Major dimensions …
108Fair Isaac — Infobox Company name = Fair Isaac Corporation logo = type = Public company (NYSE|FIC) foundation = 1956 location = key people = Dr. Mark N Greene CEO num employees = 3,000 (2006) slogan = It s just a smarter way to do business products = FICO… …
109Experian — plc Type Public company (LSE: EXPN) Industry Business Services …
110Nouveau Riche University — Infobox University name=Nouveau Riche University established=November, 2002 type=vocational school location=Phoenix, AZ USA president=Jim Piccolo website=http://www.NouveauRiche.comNouveau Riche University is an unaccreditedcite news |… …
