asset sensitive

  • 1 asset sensitive — Describes an entity s position when an increase in interest rates will help the entity and a decrease in interest rates will hurt the entity. An entity is asset sensitive when the impact of the change in its assets is larger than the impact of… …

    Financial and business terms

  • 2 Sensitive Security Information — (SSI) is a specific category of sensitive but unclassified (SBU) information. In response to increasing threats against aviation security, including aircraft hijackings in the 1960s and 1970s, Congress required the FAA to create SSI to safeguard… …

    Wikipedia

  • 3 Clandestine HUMINT asset recruiting — This article is a subset article under Human Intelligence. For a complete hierarchical list of articles, see the intelligence cycle management hierarchy. Concepts here are also associated with counterintelligence. This article deals with the… …

    Wikipedia

  • 4 Capital asset pricing model — In finance, the Capital Asset Pricing Model (CAPM) is used to determine a theoretically appropriate required rate of return of an asset, if that asset is to be added to an already well diversified portfolio, given that asset s non diversifiable… …

    Wikipedia

  • 5 Interest Sensitive Stock — Any stock with a price that is extremely sensitive to changes in interest rates. Interest sensitive stocks are shares that will see large price changes relative to small movements in the risk free rate. Stocks with large betas, which gauge a… …

    Investment dictionary

  • 6 Long-Dated Asset — A class of income generating assets where the revenue stream is generated over a long period of time. Residential mortgages and 20 year bonds are examples of long dated assets. Long dated assets can often lead to problems for holders, especially… …

    Investment dictionary

  • 7 Interest Sensitive Assets — Assets held by a bank that are vulnerable to changes in interest rates. This change can occur either when the asset matures or when it is repriced according to an index rate. The value of these assets is adjusted according to the rise or fall of… …

    Investment dictionary

  • 8 Repricing Opportunity — The change in interest rate of an interest sensitive asset or liability. Banks earn income from interest, so their income fluctuates with changes in interest rates. A bank can minimize its interest rate risk and maximize its net interest income… …

    Investment dictionary

  • 9 Net Interest Income — All firms can divide the balance sheet into assets and liabilities. For banks the assets are commercial and personal loans, mortgages, construction loans and securities. The liabilities are deposits from customers. The net interest income (NII)… …

    Wikipedia

  • 10 Net interest income — (NII) is the difference between revenues generated by interest bearing assets and the cost of servicing (interest burdened) liabilities. For banks, the assets typically include commercial and personal loans, mortgages, construction loans and… …

    Wikipedia

  • 11 positive gap — A term referring to an asset sensitive condition. A mismatch in which interest sensitive assets exceed interest sensitive liabilities. American Banker Glossary …

    Financial and business terms

  • 12 negative duration — (1) The name for a particular relationship between changes in the price of a debt security and changes in prevailing interest rates. When a security has negative duration, its price decreases in response to a decrease in prevailing market rates.… …

    Financial and business terms

  • 13 gap — asset liability gap 1) A measure of interest rate risk used in banking. It comprises the difference between rate sensitive assets (i. e. loans) and rate sensitive liabilities (i. e. deposits) within a particular range of repricing time periods.… …

    Big dictionary of business and management

  • 14 Economic Affairs — ▪ 2006 Introduction In 2005 rising U.S. deficits, tight monetary policies, and higher oil prices triggered by hurricane damage in the Gulf of Mexico were moderating influences on the world economy and on U.S. stock markets, but some other… …

    Universalium

  • 15 china — /chuy neuh/, n. 1. a translucent ceramic material, biscuit fired at a high temperature, its glaze fired at a low temperature. 2. any porcelain ware. 3. plates, cups, saucers, etc., collectively. 4. figurines made of porcelain or ceramic material …

    Universalium

  • 16 China — /chuy neuh/, n. 1. People s Republic of, a country in E Asia. 1,221,591,778; 3,691,502 sq. mi. (9,560,990 sq. km). Cap.: Beijing. 2. Republic of. Also called Nationalist China. a republic consisting mainly of the island of Taiwan off the SE coast …

    Universalium

  • 17 Label — For other uses, see Label (disambiguation). Shirt with labels …

    Wikipedia

  • 18 Information security — Components: or qualities, i.e., Confidentiality, Integrity and Availability (CIA). Information Systems are decomposed in three main portions, hardware, software and communications with the purpose to identify and apply information security… …

    Wikipedia

  • 19 Radio-frequency identification — (RFID) is a technology that uses radio waves to transfer data from an electronic tag, called RFID tag or label, attached to an object, through a reader for the purpose of identifying and tracking the object. Some RFID tags can be read from… …

    Wikipedia

  • 20 Securitization — is a structured finance process, which involves pooling and repackaging of cash flow producing financial assets into securities that are then sold to investors. The name securitization is derived from the fact that the form of financial… …

    Wikipedia