actual risk
21market risk — One of six risks defined by the Federal Reserve. The risk of an increase or decrease in the market value/price of a financial instrument. Market values for debt instruments are affected by actual and anticipated changes in prevailing interest… …
22Downside risk — is the financial risk associated with losses. That is, the risk of difference between the actual return and the expected return (when the actual return is less), or the uncertainty of that return.[1][2] Risk measures typically quantify the… …
23Megaprojects and risk — Megaprojects and Risk: An Anatomy of Ambition (ISBN 0521009464) is a book by Bent Flyvbjerg, Nils Bruzelius, and Werner Rothengatter dealing with the risks and legalities of promotion, policy, planning, and construction of megaprojects. Review… …
24Value at risk — (VaR) is a maximum tolerable loss that could occur with a given probability within a given period of time. VaR is a widely applied concept to measure and manage many types of risk, although it is most commonly used to measure and manage the… …
25Seismic risk — uses the results of a seismic hazard analysis, and includes both consequence and probability. A building located in a region of high seismic hazard is at lower risk if it is built to sound seismic engineering principles. On the other hand, a… …
26credit risk — The risk to earnings or capital from the potential that a borrower or counterparty will fail to perform on an obligation. Usually, but not always, the obligation in question is a requirement to make interest or principal payments. Sometimes… …
27Certified Risk Manager — (CRM) is a professional designation that is earned after the completion of five practically oriented courses. This certification is for those working in risk management and related fields, such as financial, insurance, loss control, legal,… …
28Attributable risk — (AR) = The attributable risk of a disease given an exposure is simply the rate of disease (incidence) in the exposed people minus the rate in the unexposed people. So the attributable risk for lung cancer in smokers is, in essence, simply the… …
29Cresta, Catastrophe Risk Evaluating and Standardizing Target Accumulations — CRESTA (Catastrophe Risk Evaluation and Standardizing Target Accumulations) was founded as a joint project of Swiss Reinsurance Company, Gerling Konzern Globale Reinsurance Company, and Munich Reinsurance Company. CRESTA has set itself the aim of …
30Auto insurance risk selection — is the process by which vehicle insurers determine whether or not to insure an individual and what insurance premium to charge. Depending on the jurisdiction, the insurance premium can be either mandated by the government or determined by the… …
