Consumer Lending

Consumer Lending
Consumer Lending
Consumer Lending - Потребительское кредитование

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  • Consumer lending — (also called retail lending) refers to making a wide range of secured and unsecured loans to consumers for consumable items such as a car, boat, manufactured home, home equity loan, home equity line of credit, signature loan, signature line of… …   Wikipedia

  • consumer finance — ➔ finance1 * * * consumer finance UK US noun [U] ► FINANCE the business of lending money to individual people, rather than to companies: »They want to expand their consumer finance business because the profit margins are better in consumer… …   Financial and business terms

  • Consumer leverage ratio — is a term popularized by William Jarvis and Dr. Ian C MacMillan in a series of articles in the Harvard Business Review and refers to the ratio of total household debt, as reported by the Federal Reserve System to disposable personal income, as… …   Wikipedia

  • Consumer debt — Finance Financial markets Bond market …   Wikipedia

  • Consumer credit risk — The following article is based on UK market, other countries may differ. Consumer Credit Risk (AKA Retail Credit Risk) is the risk of loss due to a customer s non re payment (default) on a consumer credit product, such as a mortgage, unsecured… …   Wikipedia

  • Consumer Credit Act 1974 — United Kingdom Parliament Long title An Act to establish for the protection of consumers a new system, administered by the Director General of Fair Trading, of licensing and other control of traders concerned with the provision of credit, or the …   Wikipedia

  • Consumer finance — in the most basic sense of the word refers to any kind of lending to consumers. However, in the United States financial services industry, the term consumer finance often refers to a particular type of business, sub prime branch lending (that is… …   Wikipedia

  • Consumer protection — laws designed to ensure fair trade competition and the free flow of truthful information in the marketplace. The laws are designed to prevent businesses that engage in fraud or specified unfair practices from gaining an advantage over competitors …   Wikipedia

  • Consumer Action — Formation 1971 Location San Francisco, Los Angeles, Washington, DC, OR, United States; Exec. Dir. Ken McEldowney Website www.consumer action.org Con …   Wikipedia

  • Consumer confidence — is an economic indicator which measures the degree of optimism that consumers feel about the overall state of the economy and their personal financial situation. How confident people feel about stability of their incomes determines their spending …   Wikipedia


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