excess loan
Смотреть что такое "excess loan" в других словарях:
Excess Loans — A loan made by a state chartered or national bank to an individual that is over the loan lending limit as established by law. The legal lending limit establishes the rule that state chartered banks cannot loan more than 10% of their capital to… … Investment dictionary
excess cash flow — USA Refers to a financial measurement used in the loan agreement which activates the requirement for mandatory prepayments of the loan. Excess cash flow generally reflects the amount of money or cash flow a company generates from operations after … Law dictionary
LOAN — (Heb. הַלְוָאָה, halva ah), a transaction in which a thing, usually money, is given by one person, called the malveh ( lender ), to another, called the loveh ( borrower ), for the latter s use and enjoyment, and in order that such thing or its… … Encyclopedia of Judaism
Excess Reserves — Capital reserves held by a bank or financial institution in excess of what is required by regulators, creditors or internal controls. For commercial banks, excess reserves are measured against standard reserve requirement amounts set by central… … Investment dictionary
excess servicing — A term used in asset backed securities to describe the amount by which the yield from the loan collateral, net of charge offs, exceeds the sum of the servicing fee and the interest paid to holders of the security. American Banker Glossary … Financial and business terms
excess spread — A term used in asset backed securities to describe the amount by which the yield from the loan collateral, net of charge offs, exceeds the sum of the servicing fee and the interest paid to holders of the security. American Banker Glossary … Financial and business terms
Federal Home Loan Banks — The Federal Home Loan Banks provide stable, on demand, low cost funding to American financial institutions for home mortgage loans, small business, rural, agricultural, and economic development lending. With their members, the FHLBank System… … Wikipedia
Syndicated loan — A syndicated loan (or syndicated bank facility ) is a large loan in which a group of banks provide funds for a borrower, usually several but without joint liability. There is usually a lead bank or group of banks (the Arranger/s or Agent/s ) that … Wikipedia
savings and loan association — a cooperative savings institution, chartered and regulated by a state or the federal government, that receives deposits in exchange for shares of ownership and invests its funds chiefly in loans secured by first mortgages on homes. Also called… … Universalium
Private student loan (United States) — Private Student Loans A private student loan is a financing option for higher education in the United States that can either supplement or replace federally guaranteed loans such as Stafford loans, Perkins loans and PLUS loans. These are… … Wikipedia
SBA 504 Loan — The US Small Business Administration 504 Loan or Certified Development Company program is designed to provide financing for the purchase of fixed assets, which usually means real estate, buildings and machinery, at below market rates.[1] As part… … Wikipedia
