underwriting rate
51Title insurance in the United States — is indemnity insurance against financial loss from defects in title to real property and from the invalidity or unenforceability of mortgage liens. Title insurance is principally a product developed and sold in the United States as a result of… …
52Debt levels and flows — Public debt as a percent of GDP (2010) …
53Mortgage fraud — is crime in which the intent is to materially misrepresent or omit information on a mortgage loan application to obtain a loan or to obtain a larger loan than would have been obtained had the lender or borrower known the truth. In United States… …
54Marginal cost of capital schedule — Marginal Cost of Capital (MCC) Schedule is a graph that relates the firm’s weighted average cost of each dollar of capital to the total amount of new capital raised. The WACC is the minimum rate of return allowable, and still meeting financial… …
55Deferred Acquisition Costs — (DAC) is a term commonly used in the insurance business. It describes the practice of deferring the cost of acquiring a new customer over the duration of the insurance contract. Insurance companies face large upfront costs incurred in issuing new …
56Risk — Typically defined as the standard deviation of the return on total investment. Degree of uncertainty of return on an asset. The New York Times Financial Glossary * * * ▪ I. risk risk 1 [rɪsk] noun 1. [countable, uncountable] the possibility that… …
57risk — (1) Noun The possibility of loss. (2) Noun The uncertainty of whether events, expected or otherwise, will have an adverse impact. In this context, the adverse impact is usually a quantity of return ( income) or value at risk. (3) Noun the… …
58Aon Corporation — Infobox Company company name = AON Corporation company company type = Public (NYSE|AOC) foundation = 1919, Chicago, IL location = Chicago, IL, U.S. key people = Pat Ryan, Chairman Greg Case, CEO industry = Reinsurance Management consulting num… …
59Ghetto — A ghetto is described as a portion of a city in which members of a minority group live especially because of social, legal, or economic pressure. [ [http://www.merriam webster.com/dictionary/ghetto ghetto Definition from the Merriam Webster… …
60Death spiral (insurance) — Death spiral is a term used to describe an insurance plan whose costs are rapidly increasing as a result of changes in the covered population. It is the result of adverse selection in insurance policies where lower risk policy holders choose to… …
