repayment of a credit
1Form 5405: First-Time Homebuyer Credit And Repayment Of The Credit — A tax form distributed by the Internal Revenue Service (IRS) and used by first time homeowners or long time residents of a home to claim a tax credit. First time homebuyers applying for the credit cannot have owned another home within three years …
2Credit Worthiness — An assessment of the likelihood that a borrower will default on their debt obligations. It is based upon factors, such as their history of repayment and their credit score. Lending institutions also consider the availability of assets and extent… …
3Credit rationing — refers to the situation where lenders limit the supply of additional credit to borrowers who demand funds, even if the latter are willing to pay higher interest rates. It is an example of market imperfection, or market failure, as the price… …
4Crédit Foncier de France — is a national mortgage bank of France. A subsidiary of the Groupe Caisse d Epargne, its headquarters is located in Charenton, 100 metres outside the Paris city limits. History The Crédit Foncier (English: landed credit) initially made loans to… …
5Credit analysis — is the method by which one calculates the creditworthiness of a business or organization. The audited financial statements of a large company might be analyzed when it issues or has issued bonds. Or, a bank may analyze the financial statements of …
6Credit counseling — (known in the United Kingdom as debt counseling) is a process that involves offering education to consumers about how to avoid incurring debts that cannot be repaid through establishing an effective Debt Management Plan and Budget. Credit… …
7Credit union history — Credit unions are community based banks organized according to cooperative principles. In the early stages of development of a nation s financial system, unserved and underserved populations must rely on risky and expensive informal financial… …
8Credit insurance — is a term used to describe both business credit insurance (a.k.a. trade credit insurance) and consumer credit insurance, e.g., credit life insurance, credit disability insurance (a.k.a. credit accident and health insurance), and credit… …
9credit agreement — USA Also known as a loan agreement. The main transaction document for a loan financing between one or more lenders and a borrower. It sets out the: • Terms of the loan. • Borrowing and repayment procedures and the calculation of interest and fees …
10credit rating — ☆ credit rating n. the rating given to an individual or business firm as a credit risk, based on past records of debt repayment, financial status, etc …
