fair credit reporting act

  • 1Fair Credit Reporting Act — ( FCRA) Consumer protection legislation enacted in 1968 as part of the Consumer Credit Protection Act to ensure that the banking system in the United States would have a reliable credit reporting system. The stated purpose of the Fair Credit… …

    Financial and business terms

  • 2Fair Credit Reporting Act — (FCRA) A federal law that regulates the use and content of credit reports to protect consumer privacy and ensure the accuracy of the information they contain. The FCRA restricts the information that may be included in a credit report, limits who… …

    Law dictionary

  • 3Fair Credit Reporting Act — Federal law that covers the reporting of debt repayment information. It establishes when a credit reporting agency may provide a report to someone; states that obsolete information must be taken off (seven to 10 years); gives consumers the right… …

    Glossary of Bankruptcy

  • 4Fair Credit Reporting Act — The Fair Credit Reporting Act (FCRA) is an American federal law (codified at usc|15|1681 et seq.) that regulates the collection, dissemination, and use of consumer credit information. ( [http://www.ftc.gov/os/statutes/031224fcra.pdf Full Statute] …

    Wikipedia

  • 5Fair Credit Reporting Act (1971) — Federal law that covers the reporting of debt repayment information. It establishes when a credit reporting agency may provide a report to someone; states that obsolete information must be taken off (seven to 10 years); gives consumers the right… …

    Glossary of Bankruptcy

  • 6Fair Credit Reporting Act - FCRA — The act that regulates the collection of credit information and access to your credit report. It was passed in 1970 to ensure fairness, accuracy and privacy of the personal information contained in the files of the credit reporting agencies. It… …

    Investment dictionary

  • 7Fair Credit Billing Act — The Fair Credit Billing Act (FCBA) is a United States federal law enacted as an amendment to the Truth in Lending Act (codified at usc|15|1601 et seq.). Its purpose is to protect consumers from unfair billing practices and to provide a mechanism… …

    Wikipedia

  • 8credit reporting agency — A private company that collects and sells information about a person s credit history. Clients, such as banks, mortgage lenders, credit card companies, landlords, and potential employers, use the information to screen applicants. There are three… …

    Law dictionary

  • 9Fair and Accurate Credit Transactions Act — The Fair and Accurate Credit Transactions Act of 2003 (FACT Act or FACTA, USPL|108|159) is a United States federal law, passed by the United States Congress on November 22, 2003, [ [http://thomas.loc.gov Library of Congress THOMAS] , searched for …

    Wikipedia

  • 10Credit CARD Act of 2009 — CARD redirects here. For other uses, see CARD (disambiguation). Credit Card Accountability Responsibility and Disclosure Act of 2009 Full title An Act to amend the Truth in Lending Act to establish fair and transparent practices relating to the… …

    Wikipedia